2017, it was a year filled with data violation and leakage, but perhaps the most remembered one Equifax data violation. Many people who had learned their personal information were exposed to data violations, then researched how to get protection from identity theft and take appropriate precautions. However, for those who were too overwhelmed with the data violations for the action, “better late than never” may apply. Here are the steps that you can still take to help protect your identity if you were a victim of Equifax data violation – or other.
Online is never too late to get protection for your identity
It was not just Equifax that faced data violation in 2017. Sometimes it seems that no area has defected it with significant data infringement or leakage: Hospitality, marketing, and transport were one of the victims. The broad spectrum of hacked companies is emphasized that, in this digital era, everyone has to be careful with the information.
Private information of 145 million people was revealed in Equifax violation. Name, social security number, date of birth and address can now be for sale on the dark web and used to steal the identity in the years to come.
If you were one of the many people who appeared in Equifax data violation, who disclosed personally identifiable information (PII), but was not sure what to do to help protect your identity, It’s not too late.
Here are four steps to help protect your online identity.
- Freeze your credit
Credit freeze literally “freeze” your credit report, and is different from the credit lock. The credit freeze means that potential creditors can not access your credit report, so that identity thieves can open new accounts on your name. To submit your credit, contact each of the three major credit reporting companies listed below. Note: Equifax is discontinuing any fees to keep the credit freeze through June 30, 2018.3.
- Equifax: 1-800-525-6285 or www.equifax.com
- Experion: 1-888-397-3742 or www.experian.com
- Transunion: 1-800-680-7289 or www.transunion.com
- Sign up for Fraud Alert
By keeping a fraud alert on your credit report, identity names can be difficult to open accounts in your account. When someone applies for credit in your name, the creditors need to take the appropriate steps to verify that they are you and not a criminal, rather than asking for a new credit card or credit for fraud alert. Are there. The initial fraud alert should be renewed after 90 days. To get a fraud alert, contact one of the three major credit reporting companies mentioned above. The bureau needs to send your request to the other two bureaus.
- Monitor your credit
Credit monitoring services can track changes in one or more of your credit reports, including new credit card or application for the loan. They can alert you to suspicious activity. Some credit card companies and bank card holders provide basic credit monitoring by providing credit scores. Other companies offer more comprehensive credit monitoring for the fee.
- Get identity theft protection
ID theft protection usually provides credit file surveillance in one or more of three credit reporting agencies, and sometimes provides an agency or credit score. Services may include alerts that your PII is used in ways that can not be shown on your credit report. Identity theft can also provide security restoration services which help the victims solve different identity theft issues. Different types of service providers provide identity theft protection including Life Lock, owned by Sy Symantec.
- Freeze your credit
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If data breaches and leaks continue to create headlines in 2018, educating yourself about how to help protect yourself from identity theft when exposing your data can be a significant 2018 new year’s resolution.